I want a single password for my account. I wouldn't enter it in a phising attempt, because I have a brain. I wouldn't hand it out to random people, because I have a brain. I fucking hate this device that they make you use and input long series of digits in to get a "response code" that you then have to type in as well. Fucking idiotic.

Why can't customers with a brain opt in to a one-password mode if we sign a paper saying that we take all the blame if the money starts disappearing? I don't get it. I really hate doing bank stuff on my computer because of the inane "security" measures.

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Generally, the law requires that banks cover your losses in the event of fraud or theft, and thus the banks do anything they can to make sure that doesn't happen. Good luck getting the liability laws changed.

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